A Fresh Look Around the Office
We've been busy making some changes around the office! This quarter, we gave the space a little facelift with new carpeting, fresh paint, and updates to the kitchen and bathrooms.
It's been a long time coming, and we're happy with how everything turned out. If you haven't stopped by in a while, we look forward to showing you around!
A New Chapter for Kristin & Red
For anyone who knows Kristin, it's no secret that she has a love for horses. This quarter, she celebrated a very special milestone by officially purchasing her longtime horse, Red!
After spending years together, Kristin and Red are now officially a team in more ways than one. It's an exciting moment for Kristin, and we couldn't be happier for her as she begins this new chapter with her four-legged friend.
Congratulations, Kristin! We're sure Red is just as excited as you are!

A Race to Remember
This October, Tom took on the Waterman 70.3 Triathlon in Rock Hall, Maryland, completing a challenging 70.3-mile race along the Eastern Shore.
What initially seemed like a relatively manageable course turned out to be anything but easy. Between a swim in the Chesapeake Bay, the possibility of jellyfish, and rain that lasted nearly the entire bike ride, the day certainly came with its challenges.
Coming off encouraging results from a one-year health checkup, the goal was simple: pace the race, enjoy the experience, and cross the finish line. After 7.5 hours, that goal became a reality!
Congratulations to Tom on an incredible accomplishment and a great reminder that sometimes the biggest victories come from simply pushing forward!

Markets Show Resilience Amid Continued Uncertainty
The third quarter brought continued market strength despite ongoing concerns surrounding inflation, interest rates, and geopolitical tensions. Strong corporate earnings and enthusiasm around artificial intelligence helped support gains across major stock indexes.
As we head into the final months of 2026, it's a good reminder that short-term uncertainty is a normal part of investing. Staying diversified, maintaining discipline, and focusing on long-term financial goals remain key to navigating changing market conditions.